Buying a home? The first step is to check your credit.

Dated: April 20 2020

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If your credit history is not where you want it to be, you're not alone. Improving your credit scores takes time, but the sooner you address the issues that might be dragging them down, the faster your credit scores will go up. The higher your scores, the more likely you are to qualify for loans and credit cards at the most favorable terms, which will save you money.

Have no clue what your credit score is? You can get your free yearly credit score online. You can also check with your credit card company or bank, since some offer a free credit score, too.

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